Budget Highlights-2022-23

Finance Minister Nirmala Sitharaman Tuesday presented the Union Budget 2022-23 in Parliament. Here are the highlights from the 2022-23 Budget speech as under: 

                     The finance minister just to give boast to 5 big infrastructure projects, the government has proposed expanding highways in the country by 25,000 kilo meters, allocating Rs 60,000 crore to the Nal se Jal scheme, five river link projects across various states, an additional Rs 48,000 crore in the PM housing scheme, and boosting infrastructure development in the North East.

The Finance Minister also announced the auction of 5G spectrum in 2022; proposed setting up 75 digital banking units in 75 districts; announced a national programme for mental health, worsened by the Covid-19 pandemic; and brought virtual currencies like cryptocurrency and non-fungible tokens under the tax net.

 ▪ Expenditure: The government proposes to spend Rs 39,44,909 crore in 2022-23, which is an increase of 4.6% over the revised estimate of 2021-22. In 2021-22, total expenditure is estimated to be 8.2% higher than budget estimate. 

▪ Receipts: The receipts (other than borrowings) in 2022-23 are expected to be to Rs 22,83,713 crore, an increase of 4.8% over revised estimate of 2021-22. In 2021-22, total receipts (other than borrowings) are estimated to be 10.2% higher than the budget estimates. 

▪ GDP: The government has estimated a nominal GDP growth rate of 11.1% in 2022-23 (i.e., real growth plus inflation). 

▪ Deficits: Revenue deficit in 2022-23 is targeted at 3.8% of GDP, which is lower than the revised estimate of 4.7% in 2021-22. Fiscal deficit in 2022-23 is targeted at 6.4% of GDP, lower than the revised estimate of 6.9% of GDP in 2021- 22 (marginally higher than the budget estimate of 6.8% of GDP). Interest expenditure at Rs 9,40,651 crore is estimated to be 43% of revenue receipts.

 ▪ Extra Budgetary Resources (EBR): After a number of years, the budget has not relied on EBR or loans from National Small Savings Fund. 

▪ Ministry allocations: Among the top 13 ministries with the highest allocations, in 2022-23, the highest percentage increase in allocation is observed in the Ministry of Communications (93%), followed by the Ministry of Road Transport and Highways (52%), and the Ministry of Jal Shakti (25%). Main tax proposals in the Finance Bill

 ▪ Income tax: There is no change in income tax rates for individuals and corporations. 

▪ Surcharge on Long Term Capital Gains (LTCG): Currently, the surcharge on LTCG on listed equities and equity mutual funds is capped at 15%. The surcharge on other LTCG is 25% if total income is between Rs 2 crore and Rs 5 crore, and 37% if it is above Rs 5 crore. The budget proposes to cap these at 15%. 

▪ Tax on virtual digital assets: Income from the transfer of cryptocurrencies and non-fungible tokens will be taxed at the rate of 30%. Any loss incurred from such transfers cannot be set off against any other income or carried forward to subsequent years. 

▪ Updating return of income: Taxpayers will be permitted to file an updated return of income within two years of the assessment year. They will have to pay 25% penalty on tax and interest due if it is filed in the year after the assessment year, and 50% penalty in the second year. 

▪ Co-operatives: Alternate minimum tax for co-operatives will be reduced from 18.5% to 15%. Surcharge will be reduced from 12% to 7% for co-operatives whose total income is between one crore and ten crore rupees. 

▪ New companies and start-ups: New domestic companies engaged in manufacturing have an option to pay tax at 15% (without claiming any deductions) if they start manufacturing by March 31, 2023. Certain types of start-ups have an option for tax holiday for three out of the first ten years if they incorporate by   April 1, 2022. Both these deadlines have been extended by one year. 

▪ Changes in customs duty: Customs duties on over 500 items have been changed. Many customs exemptions are also being phased out. Non-tax proposals in the Finance Bill ▪ The Reserve Bank of India Act, 1934 is being amended to enable RBI to issue its digital currency. Policy Highlights 

▪ Legislative proposals: The Special Economic Zones Act, 2005 will be replaced with a new legislation that will enable states to become partners in ‘Development of Enterprise and Service Hubs’, covering all existing and new industrial enclaves. Legislative changes will also be brought in to promote Agro-forestry and private forestry. Amendments will be made in the Insolvency and Bankruptcy Code to facilitate cross border insolvency resolution. 

▪ Fiscal Management: Rs 51,971 crore has been budgeted in 2021-22 towards settling the liabilities of Air India. 

▪ MSMEs: Emergency Credit Line Guarantee Scheme (ECLGS) will be extended up to March 2023 and its guarantee cover will be expanded by Rs 50,000 crore to total cover of five lakh crore rupees. Credit Guarantee Trust for Micro and Small Enterprises will be revamped to facilitate additional credit of two lakh crore rupees. Union Budget 2022-23 Analysis PRS Legislative Research February 1, 2022 - 23 -

▪ Health and Nutrition: Under Ayushman Bharat Digital Mission, an open platform for National Digital Health Ecosystem will be established. It will consist of digital registries of health providers and health facilities, unique health identity, consent framework, and universal access to health facilities. A National Tele Mental Health Programme will be launched to provide access to quality mental health counselling and care services. 

▪ River linking: The Ken-Betwa Link Project will be implemented at an estimated cost of Rs 44,605 crore. Five more river linking projects are being implemented. 

▪ Labour and Employment: The Digital Ecosystem for Skilling and Livelihood (DESH) Stack e-portal will be launched. The portal will help citizens learn skills, acquire credentials, and assist in finding relevant jobs. 

▪ Infrastructure: Projects relating to transport and logistics infrastructure in the National Infrastructure Pipeline will be aligned with PM GatiShakti framework, which was launched last year. The Prime Minister’s Development Initiative for North-East (PM-DevINE) will be implemented through the North-Eastern Council to fund development projects in the North-East region. Also, one lakh crore rupees is being allocated to states for catalysing investments, in the form of 50 year interest free loans. 

▪ Roadways: The PM GatiShakti Master Plan for Expressways will be formulated in 2022-23. The National Highways network will be expanded by 25,000 km in 2022-23. 

▪ Railways: One-station-one-product concept will be implemented to help local businesses and supply chains. 400 new Vande Bharat trains will be developed and manufactured during the next three years. Further, 100 cargo terminals for multimodal logistics facilities will also be developed during the next three years. 

▪ Telecom: Spectrum auctions will be conducted to facilitate rollout of 5G mobile services within 2022-23. A scheme for design-led manufacturing will be launched to build an ecosystem for 5G as part of the Production Linked Incentive (PLI) Scheme. ▪ Energy and Environment: A battery swapping policy for electric vehicles will be implemented. Four pilot projects for coal gasification and conversion of coal into chemicals required for the industry will be set-up. Sovereign Green Bonds will be issued in 2022-23 for mobilising resources for green infrastructure. 

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 PM Modi allows to send Direct Message on any Suggestions & Policies--so I advised him on AgriMSP's formula A2+FL; ; Rs..6000/-PA to 2 hectare land, Pharma, GST, Budget, Notebandi,Banks' NPA, J&K' problems, Doklam Stand off; A to Z #PulwamaTerroristAttack; Corruption; Pollution. Please comment on my blog to my Email ID: rajindarvij@gmail.com Thanks Rajinder Vij

How To Increase Your Immunity Power To Fight #CoronaVirus : अपनी रोग प्रतिरोधक (Immunity) शक्ति कैसे बढ़ाए :

सभी परिवार के सदस्य कृपया कॉरॉना से लडने के लिए अपनी रोग प्रतिरोधक क्षमता को नीचे लिखे घरेलू तरीकों से बढ़ा कर किसी भी तरह के वायरस से बचाव कर सकते सकते है.....

अब हम क्या करें :-

1. वायरस के खतरे के दौरान उपवास न करें।
2. कोई भी खाली पेट न रहे। खाली पेट हमारी इम्यूनिटी को कम करता है।
3. हररोज 20 मिनट घंटे धूप जरूर लें।
4. AC का प्रयोग न करें।
5. गरम पानी पिएं, गले को गीला रखें।
6. सरसों का तेल या चरक का Cephagraine या षडबिंदु तेल नाक में लगा कर रखे।
7. घर में कपूर, नीम के पत्ते व गूगल जलाएं1

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8.* चोथाई चम्मच सोंठ हर सब्जी में पकते हुए डालें..
9. रात को दही, चावल, सफेद चने, सफेद सफ़ेद आटा (मैदा ), 

लहसुन, मूली, मूली की सब्जी, अंडा, तिल,   और समुंद्री नमक कभी ना खायें।

10. बच्चों को और खुद भी रात को एक एक कप चुटकी हल्दी डाल कर दूध पिएं।
11. हो सके तो एक चम्मच चवनप्राश खाएं।

12. घर में कपूर, नीम और लौंग डाल कर सब कमरों में धूनी दें।
13 . विटामिन सी शरीर में रोग प्रतिरोधक अक्षमता को सबसे ज्यादा बढ़ाता है। इसलिए अपने शरीर में बढ़ाने के लिए निंबू, पालक, हरा धनिया, शलजम, गठगोबी व आंवले का हररोज प्रयोग करें। मनुष्यों को विटामिन सी अलग से खाद्य पदार्थो के साथ ग्रहण करना होता है, क्योंकि शरीर इसका स्वयं निर्माण नहीं करता।
ये अलग से फलों और सब्जियों से प्राप्त होता है..... जैसे पपीता, लाल मिर्च, शिमला मिर्च, हरी मिर्च, संतरा, अनानास, पालक, गठगोबि, टमाटर, स्ट्रॉबेरी और आलू आदि में आधिक्ता से पाया जाता है।

14 फल में संतरा, केला अनार, स्ट्राबेरी , अमलताश, अमरूद, ज्यादा से ज्यादा खाएं तो की पर्याप्त मात्रा में विटामिन सी मिल सके।
15 आंवला किसी भी रूप में चाहे अचार, मुरब्बा,चूर्ण इत्यादि जरूर खाएं।
16. दूध में चुटकी भर हल्दी आपके शरीर में इम्यूनिटी को बढ़ाएगा।🙏🏻
17. नमक डाल कर गरम पानी से हर रोज गरारे करें। पानी में बीटाडीन का प्रोयग नहीं करना क्योंकि बीटाडीन एंटीसेप्टिक होती है एंटीबैक्टीरियल नहीं।
18. *सदा तंदुरुस्त, वायरस व नहला जुकाम से ठीक रहने के लिए रामबाण काढ़ा :*

दिन सुबह शाम गिलोय (Guduchi)((Tinospora cordifolia), काली मिर्च, सोंठ, 1 बड़ी इलायची, छोटा दालचीनी का टुकड़ा, गरमी में एक लोग (सर्दी में 2 लोग), 1 टुकड़ा पीपली, पुदीना, तुलसी के पत्ते या अर्क की कुछ बूंदे डालकर तथा ग्रीन या ब्लैक टी के साथ सुबह-शाम कड़ा बना कर बिना दूध के जरूर किए और घर के अन्य सदस्यों को भी पिलायें इससे आपके शरीर की रोग प्रतिरोधक(इम्यूनिटी) क्षमता बहुत बढ़ेगी और किसी भी प्रकार का वायरस आपका कुछ भी बिगाड़ नहीं सकेगा।

जो लोग शुगर की बीमारी से पीड़ित नहीं है वह इसमें इच्छा अनुसार गुड़ डाल सकते हैं और जो लोग शुगर की बीमारी से पीड़ित है वह जुड़ा से ज्यादा 3-5 ग्राम तक गुड़ डालकर पी सकते हैं।

यदि आप Corona को हराना चाहते हो तो कृप्या करके ये सब इनमें से कुछ अब अपनी रोग प्रतिरोधक क्षमता बढाने के लिए अपनी हररोज की जिंदगी में जरूर अपनाएं।।

आप सबको हाथ जोड़ कर प्रार्थना है आप घर पर रहे, शांत रहे, साबुन से हाथ दोहते रहे और फिर स्वस्थ रहे।

ॐ सर्वे भवन्तु सुखिनः

सर्वे सन्तु निरामयाः ।

सर्वे भद्राणि पश्यन्तु

मा कश्चिद्दुःखभाग्भवेत् ।

ॐ शान्तिः शान्तिः शान्तिः ॥

Om Sarve Bhavantu Sukhinah

Sarve Santu Niraamayaah |

Sarve Bhadraanni Pashyantu

Maa Kashcid-Duhkha-Bhaag-Bhavet |

Om Shaantih Shaantih Shaantih ||

Meaning:

1: Om, May All be Happy,

2: May All be Free from Illness.

3: May All See what is Auspicious,

4: May no one Suffer.

5: Om Peace, Peace, Peace.The full text and its meaning.

शुभकानाएं साहित,

      राजेन्द्र विज
             प्रधान
योगा फेडरेशन।
        हरियाणा

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 PM Modi allows to send Direct Message on any Suggestions & Policies--so I advised him on AgriMSP's formula A2+FL; ; Rs..6000/-PA to 2 hectare land, Pharma, GST, Budget, Notebandi,Banks' NPA, J&K' problems, Doklam Stand off; A to Z #PulwamaTerroristAttack; Corruption; Pollution. Please comment on my blog to my Email ID: rajindarvij@gmail.com Thanks Rajinder Vij

Indians Diwali Will be Black-2019 Due To Demands Contraction!

GDP Graph

WASHINGTON: After a broad-based deceleration in the initial quarters of this fiscal year, India's growth rate is projected to fall to 6 per cent, the World Bank said on Sunday.
In 2018-19, the growth rate of the country stood at 6.9 per cent.
However, the bank in its latest edition of the South Asia Economic Focus said the country was expected to gradually recover to 6.9 per cent in 2021 and 7.2 per cent in 2022 as it assumed that the monetary stance would remain accommodative, ..
WASHINGTON: After a broad-based deceleration in the initial quarters of this fiscal year, India's growth rate is projected to fall to 6 per cent, the World Bank said. In 2018-19, the growth rate of the country stood at 6.9 per cent.

However, the bank in its latest edition of the South Asia Economic Focus said the country was expected to gradually recover to 6.9 per cent in 2021 and 7.2 per cent in 2022 as it assumed that the monetary stance would remain accommodative, ..

In the first quarter of 2019-20, the economy experienced a significant and broad-based growth deceleration with a sharp decline in private consumption on the demand side and the weakening of growth in both industry and services on the supply side, the report said.

Reflecting on the below-trend economic momentum and persistently low food prices, the headline inflation averaged 3.4 per cent in 2018-19 and remained well below the RBI's mid-range target of 4 per cent in the first half of 2020-2021.This allowed the RBI to ease monetary policy via a cumulative 135 basis point cut in the repo rate since January 2019 and shift the policy stance from “neutral” to “accommodative”, it said.

The World Bank report also noted that the current account deficit had widened to 2.1 per cent of the GDP in 2018-19 from 1.8 per cent a year before, mostly reflecting a deteriorating trade balance.

On the financing side, significant capital outflows in the first half of the current year were followed by a sharp reversal from October 2018 onwards and a build-up of international reserves to USD 411.9 billion at the end of the fiscal year.
Likewise, while the rupee initially lost ground against the USD (12.1 per cent depreciation between March and October 2018), it appreciated by about seven per cent up to March 2019, the report said.

"The general government deficit is estimated to have widened by 0.2 percentage points to 5.9 per cent of the GDP in 2018-19. This is despite the central government improving its balance by 0.2 percentage points over the previous year. The general government debt remained stable and sustainable. being largely domestic and long term-at around 67 per cent of GDP,” the report said.

According to the World Bank, poverty has continued to decline, albeit possibly at a slower pace than earlier. Between 2011-12 and 2015-16, the poverty rate declined from 21.6 to 13.4 per cent (USD 1.90 PPP/day).

The report, however, said disruptions brought about by the introduction of the GST and demonetisation, combined with the stress in the rural economy and a high youth unemployment rate in urban areas may have heightened the risks for the poorest households.

The significant slowdown in the first quarter of the fiscal year and high frequency indicators, thereafter, suggested that the output growth would not exceed 6 per cent for the full fiscal year, the bank said.

The report said the consumption was likely to remain depressed due to slow growth in rural income, domestic demand (as reflected in a sharp drop in sales of automobiles) and credit from non-banking financial companies (NBFCs).

However, the investment would benefit from the recent cut in effective corporate tax rate for domestic companies in the medium term, but also will continue to reflect financial sector weaknesses, the report said.

"Growth is expected to gradually recover to 6.9 per cent in 2020-21 and 7.2 per cent in 2021-22 as the cycle bottoms-out, rural demand benefits from effects of income support schemes, investment responds to tax incentives and credit growth resumes. However, exports growth is expected to remain modest, as trade wars and slow global growth depresses external demand," the report said.

The main policy challenge for India is to address the sources of softening private consumption and and the structural factors behind weak investment, the bank said.

"This will require restoring the health of the financial sector through reforms of public sector banks' governance and a gradual strengthening of the regulatory framework for NBFCs, while ensuring that solvent NBFCs retain access to adequate liquidity.

"It will also require efforts to contain fiscal slippages, as higher-than-expected public borrowings could put upward pressure on interest rates and potentially crowd-out the private sector,” it said.

According to the bank, the main sources of risk included external shocks that result in tighter global financing conditions, and new NBFC defaults triggering a fresh round of financial sector stress.

To mitigate these risks, the authorities would need to ensure that there was adequate liquidity in the financial system while strengthening the regulatory framework for the NBFCs, the bank added.

The Article is from Economics Times and read more at:
//economictimes.indiatimes.com/articleshow/71562469.cms?utm_source=newsletter&utm_medium=email&utm_campaign=Dailynewsletter&utm_content=Story3&ncode=0e4735944415ff31dd8284f96060a87b&utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst

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 PM Modi allows to send Direct Message on any Suggestions & Policies--so I advised him on AgriMSP's formula A2+FL; ; Rs..6000/-PA to 2 hectare land, Pharma, GST, Budget, Notebandi,Banks' NPA, J&K' problems, Doklam Stand off; A to Z #PulwamaTerroristAttack; Corruption; Pollution. Please comment on my blog to my Email ID: rajindarvij@gmail.com Thanks Rajinder Vij
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 PM Modi allows to send Direct Message on any Suggestions & Policies--so I advised him on AgriMSP's formula A2+FL; ; Rs..6000/-PA to 2 hectare land, Pharma, GST, Budget, Notebandi,Banks' NPA, J&K' problems, Doklam Stand off; A to Z #PulwamaTerroristAttack; Corruption; Pollution. Please comment on my blog to my Email ID: rajindarvij@gmail.com Thanks Rajinder Vij

21 Reasons Why We Should Grow Forests In Our Life !

Forest

Forests cover a third of all land on Earth, providing vital organic infrastructure for some of the planet's densest, most diverse collections of life. They support countless species as well as 1.6 billion human livelihoods, yet humans are also responsible for widespread deforestation, clearing millions of forested acres every year.

By RUSSELL MCLENDON

The United Nations declared March 21 the International Day of Forests in late 2012, part of a global effort to publicize both the value and plight of woodlands around the world. It was first celebrated March 21, 2013, nestling in between the U.N.'s International Day of Happiness on March 20 and World Water Day March 22. (It's also near tree-centric     Tu B'Shevat and Arbor Day in April).

In honor of this seasonal focus on trees and forests, here's a list of 21 reasons why they're important:

1. They help us breathe.

Forests pump out oxygen we need to live and absorb the carbon dioxide we exhale (or emit). A single mature, leafy tree is estimated to produce a day's supply of oxygenfor anywhere from two to 10 people. Phytoplankton are more prolific, providing half of Earth's oxygen, but forests are still a key source of quality air.

2. They're more than just trees.

Nearly half of all known species live in forests, including 80 percent of biodiversity on land. That variety is especially rich in tropical rain forests, from rare parrots to endangered apes, but forests teem with life around the planet: Bugs and worms work nutrients into soil, bees and birds spread pollen and seeds, and keystone species like wolves and big cats keep hungry herbivores in check.

3. People live there, too.

Some 300 million people live in forests worldwide, including an estimated 60 million indigenous people whose survival depends almost entirely on native woods. Many millions more live along or near forest fringes, but even just a scattering of urban trees can raise property values and lower crime.

The canopy towers over a coastal-plain forest in Italy's Nazionale del Circeo. (Photo: Nicola/Flickr)

4. They keep us cool.

By growing a canopy to hog sunlight, trees also create vital oases of shade on the ground. Urban trees help buildings stay cool, reducing the need for electric fans or air conditioners, while large forests can tackle daunting tasks like curbing a city's "heat island" effect or regulating regional temperatures.

5. They keep Earth cool.

Trees also have another way to beat the heat: absorb CO2 that fuels global warming. Plants always need some CO2 for photosynthesis, but Earth's air is now so thick with extra emissions that forests fight global warming just by breathing. CO2 is stored in wood, leaves and soil, often for centuries.

6. They make it rain.

Large forests can influence regional weather patterns and even create their own microclimates. The Amazon, for example, generates atmospheric conditions that not only promote regular rainfall there and in nearby farmland, but potentially as far away as the Great Plains of North America.

7. They fight flooding.

Tree roots are key allies in heavy rain, especially for low-lying areas like river plains. They help the ground absorb more of a flash flood, reducing soil loss and property damage by slowing the flow.

Erawan Falls flows through a rain forest in the Tenasserim Hills of western Thailand. (Photo: Shutterstock)

8. They pay it forward.

On top of flood control, soaking up surface runoff also protects ecosystems downstream. Modern stormwater increasingly carries toxic chemicals, from gasoline and lawn fertilizer to pesticides and pig manure, that accumulate through watersheds and eventually create low-oxygen "dead zones."

9. They refill aquifers.

Forests are like giant sponges, catching runoff rather than letting it roll across the surface, but they can't absorb all of it. Water that gets past their roots trickles down into aquifers, replenishing groundwater supplies that are important for drinking, sanitation and irrigation around the world.

10. They block wind.

Farming near a forest has lots of benefits, like bats and songbirds that eat insects or owls and foxes that eat rats. But groups of trees can also serve as a windbreak, providing a buffer for wind-sensitive crops. And beyond protecting those plants, less wind also makes it easier for bees to pollinate them.

11. They keep dirt in its place.

A forest's root network stabilizes huge amounts of soil, bracing the entire ecosystem's foundation against erosion by wind or water. Not only does deforestation disrupt all that, but the ensuing soil erosion can trigger new, life-threatening problems like landslides and dust storms.

12. They clean up dirty soil.

In addition to holding soil in place, forests may also use phytoremediation to clean out certain pollutants. Trees can either sequester the toxins away or degrade them to be less dangerous. This is a helpful skill, letting trees absorb sewage overflows, roadside spills or contaminated runoff.

13. They clean up dirty air.

We herald houseplants for purifying the air, but don't forget forests. They can clean up air pollution on a much larger scale, and not just the aforementioned CO2. Trees catch and soak in a wide range of airborne pollutants, including carbon monoxide, sulfur dioxide and nitrogen dioxide.

14. They muffle noise pollution.

Sound fades in forests, making trees a popular natural noise barrier. The muffling effect is largely due to rustling leaves — plus other woodland white noise, like bird songs — and just a few well-placed trees can cut background sound by 5 to 10 decibels, or about 50 percent as heard by human ears.

15. They feed us.

Not only do trees provide fruits, nuts, seeds and sap, but they also enable a cornucopia near the forest floor, from edible mushrooms, berries and beetles to larger game like deer, turkeys, rabbits and fish.

A red-eyed vireo, common in North America's eastern forests, finds a berry in Ontario. (Photo: Matt MacGillivray/Flickr)

16. They give us medicine.

Forests provide a wealth of natural medicines and increasingly inspire synthetic spin-offs. The asthma drug theophylline comes from cacao trees, for example, while a compound in eastern red cedar needles has been found to fight MRSA, a type of staph infection that resists many antibiotic drugs. About 70 percent of all known plants with cancer-fighting properties occur only in rain forests.

17. They help us make things.

Where would humans be without timber and resin? We've long used these renewable resources to make everything from paper and furniture to homes and clothing, but we also have a history of getting carried away, leading to overuse and deforestation. Thanks to the growth of tree farming and sustainable forestry, though, it's becoming easier to find responsibly sourced tree products.

18. They create jobs.

More than 1.6 billion people rely on forests to some extent for their livelihoods, according to the U.N., and 10 million are directly employed in forest management or conservation. Forests contribute about 1 percent of the global gross domestic product through timber production and non-timber products, the latter of which alone support up to 80 percent of the population in many developing countries.

19. They create majesty.

Natural beauty may be the most obvious and yet least tangible benefit a forest offers. The abstract blend of shade, greenery, activity and tranquility can yield concrete advantages for people, however, like convincing us to appreciate and preserve old-growth forests for future generations.

Romania's Danube Delta, home to 15,000 people, is the best-preserved river delta in Europe. (Photo: Getty Images)

20. They help us explore and relax.

Our innate attraction to forests, part of a phenomenon known as "biophilia," is still in the relatively early stages of scientific explanation. We know biophilia draws humans to water, woods and other natural scenery, though, and exposure to forests has been shown to boost creativity, suppress ADHD, speed up recovery, and encourage meditation and mindfulness. It may even help us live longer.

21. They're pillars of their communities.

Like the famous rug in "The Big Lebowski," forests really tie everything together — and we often don't appreciate them until they're gone. Beyond all their specific ecological perks (which can't even fit in a list this long), they've reigned for eons as Earth's most successful setting for life on land. Our species probably couldn't live without them, but it's up to us to make sure we never have to try. The more we enjoy and understand forests, the less likely we are to miss them for the trees.

If you still don't have forest fever, check out the animated video below, produced by the U.N. Food and Agriculture Organization to raise awareness about International Day of Forests:

Courtesy By : RUSSELL MCLENDON
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 PM Modi allows to send Direct Message on any Suggestions & Policies--so I advised him on AgriMSP's formula A2+FL; ; Rs..6000/-PA to 2 hectare land, Pharma, GST, Budget, Notebandi,Banks' NPA, J&K' problems, Doklam Stand off; A to Z #PulwamaTerroristAttack; Corruption; Pollution. Please comment on my blog to my Email ID: rajindarvij@gmail.com Thanks Rajinder Vij

Biscuits, briefs, bikes, underwear and booze-5 Key Sector To Judge Slow Down!

Slow Down

Biscuits, briefs, bikes, underwear and booze: These 5 categories have long been among the most accurate 5 gauges of discretionary spending, and by extension, of the consumer's belief in the economy.

This fall in sentiment has been widely attributed to listless growth of incomes. Nominal per capita disposable income in India fell to 9.5 per cent between 2015 and 2018 from a high of 13.3 per cent between 2010 and 2014.

Dwindling disposable income is Primarily why Indians of all hues have cut down on or delayed buying essential items and even staple consumption items, analysts say.

"An inside story from The Economics Times"

Biscuit's is not a chance fall. The slump in the sale of briefs, or innerwear, is raising a similar red flag for the consumption sector.
During the period, India's top four listed innerwear companies posted the worst numbers in 10 years. The June numbers of Page Industries — the maker of Jockey briefs — were its slowest since 2008. VIP contracted by a sharp 20 per cent, Lux was flat, and Dollar Industries shrank 4 per cent.
A spoke in the wheels
The spoke in the wheels of India's bike industry is now too big to ignore anymore. Two-wheeler sales slipped by a good 16.82 per cent in July, the latest in a series of similar monthly performances.
The commercial vehicle segment fell even more steeply, with sales nosediving by a high 25.71 per cent. The passenger car story for July was much, much worse — sales dropped by a humongous 30.98 per cent, numbers never seen in the last 20 years.
These numbers portend seriously bad tidings for a sector that directly or indirectly employs 37 million workers. The sharp fall in demand has already compelled car/bike makers to cut production, affecting 3,50,000 jobs across the country's auto sector in the last three months alone.
Several hundreds of car showrooms have already shut shop — the likely beginning of an Armageddon for an industry that could see a million more jobs vanish if the slowdown does not ease.
What lies ahead
Nomura yesterday issued the latest of a series of dire warnings: Growth is set to slow further in the April-June quarter to 5.7 per cent.
"High-frequency indicators continue to show familiar pain points – a deep contraction in consumption, weak investment, a slowing external sector and an under-performing services sector," the global financial services major said.
The grim prediction came amid fears that slowdown pains may prolong as consumer confidence takes further hits from flat FDI growth and global trade & currency wars.
Growth in India fell to 6.8 per cent in 2018-19 — the slowest since 2014-15 — largely owing to the travails of consumption, the segment that accounts for over 60 per cent of GDP. With more and more signs of trouble emerging, numbers suggest this slowdown could be deep and could keep the 5 Bs sputtering.
So, what is the likely road ahead for these four pillars of India's consumption story? A lot will become clear on August 30 when official GDP numbers for the April-June quarter are out.

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 PM Modi allows to send Direct Message on any Suggestions & Policies--so I advised him on AgriMSP's formula A2+FL; ; Rs..6000/-PA to 2 hectare land, Pharma, GST, Budget, Notebandi,Banks' NPA, J&K' problems, Doklam Stand off; A to Z #PulwamaTerroristAttack; Corruption; Pollution. Please comment on my blog to my Email ID: rajindarvij@gmail.com Thanks Rajinder Vij

Every economical parameters are in red except GDP!! Strange and amazing for us 'not for NDA's government' ??

Dear PM Narindra Modi, 

Your govt achievements during last 5 years regime were falsely orchastraised widely even than we could become 2.9 trillions economy in negation to the fact that major sector of the economy are either crashed or perished: So How?

The 'Economists of the India' are failed to understands why the NDA's government is busy after solving Mob lynching, Article 370 & 35A, tripple tilak, Halala, buying arms, Ganga, cow, etc ........'when the economy of India is completely in doldrums'.....and GDP is hovering around 6.2%......."that is also under controversy and 'cloud of doubt' for its authenticity."
In a very desperate and precarious situation prevailing with India's economy, "the size of the India's economy is shrinking after closure of many heavy weight corporate"
The car industry and its ancillaries industries are trailing under cut sales and incurring huge losses.............The sale of Honda city car has come down to 49% and Maruti sale is down 16% while TATA Motors suffered a loss of nearly 3800 Crores.

"In fraud case of  'Amraplali Housing building group with 42000 buyers of their houses,' the Supreme Court (SC) on July 23 passed a decisive verdict in the Amrapali case. While cancelling the registration of all Amrapali group projects registered with the Uttar Pradesh Real Estate Regulatory Authority (UPRERA), the apex court directed public builder National Building Construction Company (NBCC) to take over all pending projects of the embattled builder. Over 42,000 home buyers are waiting for delivery of their homes which they booked years ago. In some cases, bookings were done over a decade ago."
'The Delhi Police arrested Amrapali bosses, CMD Anil Sharma, and directors, Shiv Priya and Ajay Kumar, in February this year.' "The three are still behind the bars."

When major sector like 'Real estate, Iron Industries....."Bhushan Steel, Essar Steel, Electrosteel, Export Import; agriculturists are weeping etc are all on sale....Infra Industries; FMGC Industries; Airlines Industry, Personal and Commercial industries and IIP is

down etc" are all in trouble, than question arises from where will come 'New jobs, private investment and demands.'
So, Our Nation is running in a very terrible situation in a dangerous track. Here are the few main reasons for that : 1- Jet Airways closed, 2- Air India in terrible loss of 45000 Cr., 3-BSNLis in debt of 93000 Cr. and BSNL 's 54,000 jobs are in danger and is unable to pay even monthly salary, 4- HAL does not have money to pay salaries, neither they could get order of war fighters e.i. 5-Post department losses is incurring 15,000 crores, 6- Videocon bankruptcy with 90000 Cr bad debt, 7- Tata Docomo and Uninor perished, 8- Aircel and RCom perished, 9-JP Group Finishes with bank liability of 1,10,00,000 Crores, 10- Worst performance of ONGC till now after entry of Reliance, 11- The country's 36 largest debtors are missing from the country. 12- Big loan apology to 35 million crores, 13- PNB Crisp, 14- Other banks also suffered huge losses, 15- Debt on the country is $ 1,31,100 million 16- Railway is being put on sales for private players, 17- Rent Al 'Heritage's building' including Red Fort etc, 18 - Millions of people unemployed after note ban and closure of factories, 19 - 45 years biggest unemployment rate of 7.5% 20 - Three times more martyrs than the previous government. 21- Five airports sold to Adani. 22- Recession in domestic consumption, so no demands for FMCG for small shopkeepers, 23- country's largest car maker maruti cuts production, 24- Rs. 55000 crore car inventory is lying at the factories and car distributors, no buyers so 485 Car' showrooms shut down making millions unemployeed. The car industry and its ancillary units have threaten to over through 1 Crores employees from its unit due to closure of spare parts manufacturing units

25. To shame to all...the Birla group is heading towards bankruptcy,

26. Reliance -Anil Ambani group has gone bankrupt, His Recom, Infra projects are persihed and under heavy debts. To save Anil Ambani to go to jail,.....his broother Mukesh Ambani paid his 485 Cr debts from his pocket.

27. PSU' Banks are in 58,000 Crore loss while HDFC bank is in profit nearly 58,000 Cr. Why??

28. Total outstanding debt of fraud-hit Infrastructure Leasing and Financial Services Ltd (IL&FS) group is Rs99,354 crore and is likely to be liquidated.

29. Total outstanding debt of fraud-hit Infrastructure Leasing and Financial Services Ltd (IL&FS) group is Rs. 1,00,074,74 crore and is likely to be liquidated.

30. Unitech, reeling under a debt burden of Rs 8400 crore,

31. IT industries are not employing fresh youths further rather minimizing their sizes,

32. Communication industries are unable to pay 4lacs Cr. debts of the banks.

33. Agriculture growth is less than 2% even than our GDP is 6.2% though agriculture shares in GDP is 15.87% Every economical parameters are in red except GDP!! Strange and amazing for us 'not for NDA's government' ??
We have made you aware only in the interest of India!_

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 PM Modi allows to send Direct Message on any Suggestions & Policies--so I advised him on AgriMSP's formula A2+FL; ; Rs..6000/-PA to 2 hectare land, Pharma, GST, Budget, Notebandi,Banks' NPA, J&K' problems, Doklam Stand off; A to Z #PulwamaTerroristAttack; Corruption; Pollution. Please comment on my blog to my Email ID: rajindarvij@gmail.com Thanks Rajinder Vij